Silver, platinum and palladium: a profitable investment ?

Palladium is one of the most popular metals in jewelry and jewelry. It allows you to create all kinds of objects. Palladium is therefore a tangible product, like gold and silver. So, you can acquire physical palladium and keep it at home in the form of ingots or jewelry.

Just like gold and silver, there is a stock market quotation for palladium. Its price varies regularly on the market. You can invest in palladium metal in different ways:

• By investing in the shares of mining companies. You invest in physical palladium indirectly through the company. You do not own palladium bars but shares in a company. Its good health then determines your dividends. The more you invest, the more interest you are likely to earn;
• ETFs (Exchange Traded Fund): also called “trackers”, ETFs follow the evolution of a stock market index. This UCITS allows you to invest in all sectors, national or foreign;
• Trading: trading platforms offer you a wide range of stocks, ETFs and companies. You can thus invest by diversifying your portfolio without purchasing the product directly. It’s an up or down bet;

The main advantage of palladium stocks lies in their mobility. You do not own physical assets that are difficult to resell. Just place an order, like any traditional stock, and you buy or sell the mining company's stock or ETF.

Investing in stock prices involves risks. Don’t hesitate to seek advice from professionals or take advantage of free accounts on online platforms to get started. Before you start, you must determine the amount you wish to invest and the period during which your money will be mobilized. Delays linked to interbank transfers can be long.

You can also physically buy palladium. Jewelry or bullion, the acquisition and conservation of products made from pure palladium are identical to gold or silver. Companies sell palladium bars. It is then up to you to find a safe and clean place for storage so as not to lower the premium linked to the product.

Silver, platinum and palladium are precious metals in which you can invest for the long term. Buying stocks or ETFs is easy and allows you to diversify your assets. These investments provide you with several advantages:

Protection against inflation

In this period of global crisis, interest rates are increasing, the price of raw materials is also rising and inflation is causing a loss of money for individuals. So, to combat the decline in purchasing power, you can opt for the acquisition of palladium, platinum or silver. These metals are not linked to stock markets and therefore do not depend on the general economic state.

Life insurance is slowing down and returns are decreasing. Savers lose money with each deposit because inflation (the cost of living due to currency devaluation) increases faster than the interest linked to units of account or euro funds. On the contrary, investment in precious metals is stable over the long term. You will get your money back sooner or later.

Many tax advantages

The purchase of physical gold, silver, platinum or palladium is only subject to capital gains tax (36.2% in the first years with progressive reduction). You only pay fees on any profits you earn. You are exempt from this tax after 22 years of holding a gold or silver bar or coin.

The possession of bullion is not included in the calculation of the ISF. Only real estate wealth is counted. Movable assets such as gold, silver, platinum and palladium are not counted.

Transmission is made easier for donors. You can give your spouse (spouse or civil partnership) gold and silver bars or coins without paying inheritance tax. The same goes for children and other heirs: the standard deduction applies.

You want to invest in gold and silver , platinum or palladium ? Every day, the prices of precious metals are reevaluated according to supply and demand. This quotation allows the sale price to be set. It is therefore difficult to determine the price of palladium with accuracy.

The purchase price of a palladium ingot is not the same as its sale price. When selling a palladium bar, the price is determined based on:

• State of conservation: an ingot that has lost its luster, is poorly preserved or damaged will sell for less;
• The intrinsic value: depending on the price per gram and the quantity used during manufacturing;
• The premium: determined according to the quote and the intrinsic value.

If you are wondering how to invest in palladium, contact Gold Union. At Gold Union, we offer you a wide selection of silver and pure gold coins and bars. Make an appointment at one of our agencies or contact us remotely with any questions. Purchase or sale, Gold Union meets your expectations.